An example from our daily life might illustrate my answer. Dad and I were sitting in our bed room just off the family room. A candle was lit on the coffee table as it usually is. We heard a scream and cries which we often hear. As it turns out the four year old had been ‘reading’ a piece paper that she kept moving closer to the light. It caught on fire. The little one froze and did nothing as this paper burned in her hand. We heard the 10 year old screech and looked out to see the 11 year old pushing the four year old out of harms way, taking the paper and shoving it into a cup of coffee that was sitting there. That was impressive to us. At 11 I would have been frozen, this young one took action. We have seen things like this over and over again.
Home school kids are in the real world. Our son didn’t need to go to a special presentation from a fire fighter to learn not to panic and what to do. He knew he needed liquid and fast. He didn’t wait for an adult to ‘give him permission’ to react he just took care of things. In one week I can give you 100 stories just like this. Kids in school wait to told to try something, to do something etc.etc. Home school kids seam to not be afraid of life. They understand family. They do not get to hide from their family at school. I feel that a home school family has a more rounded and real family life.
Yes they are responsible enough to one day have their own families. I think that also have a better idea of what to expect. More realistic.